Financial Peace Victory!

Today we are celebrating a financial victory. It’s a small one to many- but a big one to us.

We went to Kentucky this past weekend where my husband’s family comes from. It is beautiful, and wild, and absolutely wonderful! Spending time with his aunts, uncles and cousins is a true pleasure and I am honored to know each and every one of them. I’ll tell you more about them another time; today, I want to tell you what God has been doing for us!

We left thursday afternoon and about 40 minutes down the road from home, our tire blew. We heard a “pop”, and there she went. Thankfully the Lord somehow in His awesomeness it maintained air and we were able to turn back towards civilization instead of embarking on the long road ahead and getting stuck. We started using our brains, we had a spare tire but for the first time… no jack. We thought fast and went to Walmart (since it was after 5 and most places were closed) and bought a jack.

Last year that alone could have had us turning around, and missing out on the trip. Instead, we had a vehicle fund. We began doing Financial Peace earlier this year and that caused us to learn to separate our money so that it goes where it should- everytime. We just moved the money over to our checking and kept moving.

We fueled up at 1.99 a gallon because we buy shell gas cards from Kroger and after buying 3 at 100.00 a pop, we had earned 1200 fuel points equaling $1.00 off each gallon up to 35 gallons. We mapped our trip and stopped at only shell stations to fuel up. We still have money left over although our drive was 8 hours each way with an extra 4 1/2 hours added in between in a Ford F150. If we had a smaller vehicle that sips instead of gulps I am amazed by how inexpensively we could have traveled.

We bought a tire and had the oil changed while we were on our trip- still using the vehicle fund- and not impacting our trip in any way.

The day before we left, I went Christmas shopping online and without one guilty moment still spent only a small part of what was in our Christmas fund, and have only a few small items left to purchase.

Is our life different since FPU?

Yes. Drastically so?

No. We say no a lot. That is the hardest part, wanting to do something, but focusing instead on the bigger picture. It’s also inconvenient. We had to wait to say yes to things. We have to deal with other people looking at us like we are doing this all wrong, when we really believe the Lord is in this with us. Do we have money? Yes. But every dollar we have, is accounted for and working towards a specific purpose and goal.

This trip- was the absolute best we have ever had. We did everything we set out to do and never wondered if we were going to miss a bill, or struggle to eat when we got home.

If you haven’t taken FPU- if you feel hopeless, if you think you are in over your head- find a class nearby. You will have to pay to take the class, but believe me. It is worth every penny, to learn the techniques that will gain you the peace you have been longing for.

http://www.daveramsey.com/fpu/classfinder

Blessings!

mel

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Is Your House In Order?

I have been spending some time really contemplating what my life purpose is. I am finding that I am overwhelmed with my home- which isn’t a large home by any means, and all of the stuff in it. I do crafts and that tends to accumulate multiple types of supplies, and other than being numerous they take up so much space. I have seen some amazing ways to organize supplies, but most often find you have to spend money to do that! We are working on getting our finances in order. There is a theory that some of us hold as truth, and we are being re-awakened to that truth. money growth

It is God’s. All of it. Every dime I spend is His. Have I been a good steward- No. Do I want to be? Deeply. I want to know that I utilized all He gave me to bring freedom to those in bondage, whether, physical, spiritual or cultural. I see the ME, ME, ME, I, I, i, (That last one was on purpose don’t send me an email! :)) culture that we live in and it is brain washing- not officially, but inundating us that we have to build credit from the moment we can apply for a credit card, and then it’s a downhill spiral out of control. This is so dangerous not only to us, but to our children. What legacy can we leave when all they have seen from us, is broke busted and disgusted. So worried about making enough money to live for us, and all we “should” have.

We were created for MORE! So much more! If we were out of debt, what could we do to advance the Kingdom on the earth? If we viewed each dollar we spent as His, would we eat out so often? Would we continue to accept a $180 a month cell phone bill so that we can play games and have access to everything all the time, while a family down the street can’t buy groceries. I am not talking about people who choose to live off of the system. Let’s be realistic, some people have never known any life but that.

Other people have suffered moments of temporary tragedy and need assistance getting back up. They need a hand up. How different would our world look if we as Christians actually looked like we have a dad who has a cattle on a thousand hills? If it seemed that we have a heavenly father who will give us every good and perfect thing? Who wouldn’t want to know more about Him? How many marriages could be saved if finances were not only under control but in order.

Imagine your house paid off by the time you are 35-40? It IS a possibility. It is hard. It will be difficult. It is not easy to go against the grain. It is hard, but wouldn’t it be worth it, to have 5 years of uncomfortable getting whatever you want living to propel you into your dream life. A life that The Lord can control, when He can tell you to bless someone with $1000.00 and you CAN, without fear of missing a payment. What if you drove a beat up car for a few years to double your mortgage payments?

What if you never financed another thing, but paid in cash? What if the church body gets uncomfortable so that it can be realigned with the head? If we are proportionate. What if we can start adopting children who don’t have homes or families, because we realized it isn’t about us, but it’s about Him and obeying His commands.

How I am looking forward to the day that my what if, becomes His, “Well done, my good and faithful servant”.

Dave Ramsey at Daveramsey.com  & Bob Lotich at Christianpf.com have incredible resources, ideas and programs to help you begin taking control of your life again and laying it back on the alter. Give it to God and he will give it back to you, “pressed down, shaken together, and running over!”

What are some ways your family has cut back in order to realign with His priorities! Leave a note!

Blessings,

mel